Bereket Insurance Personel Products

Motor Own Damage (MOD) Insurance

The motor own damage (MOD) insurance indemnifies you for any loss resulting from loss of or damage to your car as a result of any risks covered by the policy, such as impact, collision, burning and theft.

Motor Third Party Liability (MTPL) Insurance

The Motor TPL Insurance is a compulsory insurance legally required to be purchased by every vehicle owner, covering any bodily injury or physical damage caused by you with your vehicle to any third person as a result of an accident.

Green Card Insurance

It covers any bodily injury or physical damage, or both, caused by you with your vehicle to any third persons as a result of an accident in abroad.

Household Insurance

It is a comprehensive insurance product covering any loss of or damage to your household goods such as furniture, caused by any insured risks, such as theft, flood, etc. any loss or damage caused by the occurrence of any insured risk to your neighbors, in accordance with the special conditions and up to the limit of coverage as set out in the policy.

DASK - Turkish Catastrophe Insurance Pool (TCIP)

The compulsory Turkish Catastrophe Insurance Pool (TCIP) covers any loss of or damage to your home as a result of an earthquare as well as other covered risks, such as fire, explosion, tsunami, landslide, etc., directly resulting from the earthquake, up to the limit of coverage set out in the policy.

Agriculture

The government-subsidized Agricultural Insurance Pool (TARSİM) insures the farmers against loss of or damage to their crop by any risks covered by the policy, up to the limits of coverage set out in the policy.

Complementary Health Insurance

It is a type of health insurance covering any medical treatment expenses incurred by the insured at a private health care institution having a contract with the Social Security Institution, in excess of the sum payable by the Social Security Institution under the Public Health Insurance, up to the limit of coverage set out in the policy.

Travel Health Insurance

The Travel Health Insurance covers any expenses incurred by persons residing in Turkey during their travel in abroad, to the extent that such expenses are covered by the policy, up to the limit of coverage specified in the policy.

Travel Insurance for Foreigners

The Travel Insurance for Foreigners covers any expenses incurred by foreigners during their travel in Turkey for a medical treatment resulting from an illness or an accidental injury or, in the event of death, for transportation of the body to home country or for travel, boarding and accommodation expenses incurred by a person accompanying the insured during his/her stay in a hospital in Turkey, or for an emergency dental treatment received by the insured.

Personal Accident

It is an insurance that protects your living standard against such risks as death or permanent disability of the insured as a result of an accident occurred suddenly by an external factor outside the will of the insured during the term of the policy.